Guest post: Our reverse retirement
By Missy Fecas Fillion
Simplifying your life can mean many things. For us, simplicity is the awareness that we pay for the things we consume or use in life with our time and energy, which is represented by money. By shifting our focus to where we spend our energy and questioning if it is worth the outlay, we begin to look at life very differently. Energy we expend is really our life that we offer to the world. It is all we have to offer, those precious seconds and minutes and years.
As a result, we chose to reduce what we consume: houses, entertainment, expensive food. We changed what we expend: saying no to certain activities, paying off debt and saving, and being able to shift to a life without the need for full-time paid work. We have chosen to offer the majority of our time, our life energy, to our family life while our children are young.
We jokingly call it reverse retirement. We want to be with the kids now while they are little, not working until after they are grown and gone. We wanted family to be at the center of our family, not my husband barely remembering the early years of my son’s life because he was always at work. We wanted time together. We married not just because of love, but also because we loved spending time together.
We changed our life. We decided to spend our life learning and living in freedom. We accomplished this by paying off all debt (house, car, student loans) and saving. Our ability to live simply allows us to make decisions we never would have been able to see as possible. Our actions gave us the freedom to have my husband at home with us. I was already a SAHM. When the real estate market is ready, we will sell and move to a smaller town, and possibly build a natural house or buy a small older home and grow organic vegetables.
It was in consciously choosing how to spend the seconds and minutes and years of my life that I realized I was finally a grown up. Following the regularly spotted sign posts of life did not magically turn me into a grown up. But every time I made my decision about where to spend my money, my time, my energy, I felt more and more like I was entering a world I had not been a part of before. Many times I had to say no to friends and family about joining in activities that cost more than I was willing to spend. It was not that I did not have the money or time to spend. The activity did not coincide with my priorities. I had prioritized where I wanted my energy to be spent.
By looking at our lives as something that we were able to choose how to spend, we became the creators of our lives. We brought freedom into our life by saying, “We choose this, but not this. We want this, but not that.” We applied this to every area of our life.
We want freedom for our children as well. We homeschool, and our children, too, are creating their lives. They learn because it is the natural state of all children to be curious about the world and their place in it. Right now that curiosity consists of building mummies, learning to read, continuous love of math, and interests in Mandarin Chinese and new card games. Freedom and learning will take all of us into new and exciting realms in the future. We believe that this freedom will make us spiritually, emotionally and physically happier.
I believe that most people have yet to understand that they, too, have a choice in how they spend their precious time and energy. Until we realize that we are the masters and creators of our personal universe, I don’t know if people are really in control of their life. Simplicity gives you the framework to understand this choice. That’s what we have chosen; to be simple and free.
Missy Fecas Fillion lives in Atlanta, Georgia with her husband and two children. She is working on her first novel.

thanks for writing, missy! i love hearing people’s stories.
What a great post. It really does help shift my perspective. Thank you.
oh, and paying off all your house debt? you are my hero.
very much enjoy this. As my children grow, I discover how much more of a home-body I’d like to be and wondering what I can do to make it happen. Owning a shop has been suggested, but wouldn’t I be gone more and not less??
I love reading books for inspiration and motivation. Right now I’m reading The Secret Code of Success for motivation to finish my novel. I’m also reading Cash In A Flash since I have fears of not being able to make money if we need it down the road since it’ll be my turn then. It seems good for ideas. maybe you’d find some in it.
I’m so glad we get to see the children change and grow all the time since it happens so quickly these days it seems. I encourage everyone to try this, though we are pretty radical about it and most people aren’t interested in being this frugal.
Love this. Nothing is more motivating and affirming that hearing about folks who have let go of the b.s. and embraced an authentic way of living. Choice by choice. Yes!
thanks! it is all about choice. and when you get to the end of the goal of saving and paying off debt, there are the really hard choices about what you want to do with your daily life.
Thank you for sharing this. I’m going to try to be conscious of this gift of life, of minutes, of energy. I like how you described it!
Thanks! That’s why the book Your Money or Your Life is so great. It really gets you thinking that way.
Glad y’all liked it. It was fun to see it posted. Thanks, Emily! It’s a simple life but not necessarily easy all the time, if you know what I mean.
also, I think we learn by seeing what’s possible. We found out this was possible from Your Money or Your Life, Choosing Simplicity, many other books and a Voluntary Simplicity Study Group. Find one near you at simpleliving.net
Great message! We spent every day with our kids for nearly 2 years, lots of folks thought we had to be crazy, but it was/is a blessing that changed all of our lives…forever.
Hey Sean, thanks for reading. Where did y’all end up? Do you have another blog?
It’s really sad that so many people don’t even think it’s a possibility to be with their kids or don’t even want to.
Well done Missy. A big perspective shift like this is what everyone needs. You are a booster shot in the arm of inspiration!
Nice post. I enjoy hearing about how other people simplify. It makes me feel kind of justified in my own pursuits. And Emily–great guest posts lately!
Thanks! I like hearing about how other people do different things with their life, too. I really think that is how we see what is possible and what we can do ourselves. That’s the way it happened for us, reading Your Money or Your Life, Choosing Simplicity and joining a simplicity group. ( I wrote this somewhere else and can’t remember where, sorry if it was here)
really great post! my husband and i are still trying to figure out a way for him to work less, even though we don’t have kids, because part of the reason we got married is because we really do like to spend time together. being together is very important to us and right now i think he works too hard.
kudos to your family!
and i want to attend you home school
We went through lots of iterations over the 10 years it took us to get to quitting the job. We first thought both of us would have p-t jobs, then one of us (me) a p-t job. We always thought they would have to have insurance attached. Then we finally were able to say no job for the foreseeable future with my going to get a job if necessary at some point or make money with my writing or sell organic produce at a farmer’s market or whatever. We do have private insurance now, though it remains to be seen what will happen for us in the future.
Thanks for the homeschooling comment. Everyone asks what we do, and I just say we live life. All four of us are living life.
Wow, Missy! What a wonderful article! Don’t we all want this — to simply our lives and put our time and energy into what really counts! You and Kevin have actually done it! It is so easy to get caught up in the world’s way of doing things. We need to think proactively and work toward that goal. Thanks for your success story! Can’t wait to hear about the book you are writing!
Susan,
Thanks for reading and leaving such a nice comment. I’ll tell you about the book soon. We’re going to be in town next week. I’ll email you w/details and maybe we can get together.
This is exactly what we are trying to do! It’s so good to know there are others like us.
Your response is what I just said on the simpleliving.net discussion forums. It is good to know you’re not alone.
I just said this on the simpleliving.net discussion forum. It’s important to know what others are doing, so we don’t feel so alone doing things that are not mainstream america.
I agree. I’m always happy to find others who are doing different things.
Thanks for writing this, I really enjoyed it. I often have thoughts when I consider our financial planning about what, exactly, we are saving for…we are living our lives now, and have no idea what the future may bring, so why aren’t we living for now instead of later?
Thanks. I’m glad you liked it. Traditional retirement after 65 and rearing children just doesn’t make sense. We have to be able to live for both now and later.
Beautiful…thank you for sharing!
Jenn @ GEG
Thanks! I’m glad you enjoyed it.
What a great post! Thank you for sharing.
Living simply really does enable you to live your life on your own terms.
Thanks! Yes, we really do feel like we get to live most of it on our own terms. I think so many people feel they are trapped by jobs and debt, so they don’t even know that it is possible to make your own terms.